IS DEBT SETTLEMENT TOO GOOD TO BE TRUE? |
Are you hearing radio ad, after radio ad that offers a very attractive debt solution that sounds "too good to be true"? This is when you believe your intuition that "if something sounds too good to be true, it probably is." You really need to beware of the settlement tactics that offer you an affordable monthly payment and promise to reduce the total amount of debt that you owe by approximately 40% to 60%. While participating in this type of process, your monthly payment goes into a side account. As your creditors are waiting for your side account to build up enough money to justify a settlement, the creditors are not getting paid. This frequently results in your creditors suing you. (Also, note that the majority of companies that offer this type of Debt Settlement have an "F" rating with the Better Business Bureau.)
The key to successful Debt Settlement is having a lump sum of money in your hands at the time that you are ready to have A+ Credit and Debt Help coordinate a payoff with your creditor. When done successfully, Debt Settlement can provide a more aggressive approach to debt reduction that makes sense for consumers who have access to a lump sum of money. The process involves working with your creditors to lower the outstanding balances on your debts so you can get out of debt faster.
Debt Settlement gives consumers a chance to work their way out of serious debt problems without the feelings of failure and loss of privacy that come with bankruptcy. When viewed as an alternative to bankruptcy rather than a cure-all for financial woes, debt settlement can be a good solution. Essentially, debt settlement is really nothing more than a worked-out compromise with your creditors. It's actually a win-win scenario for you and the creditor.
How can A+ Credit and Debt Help assist consumers with the Debt Settlement Option?
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A+ Credit and Debt Help can help you...
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- Decide if Debt Settlement is Right for You - Debt settlement is not for everyone -- it's just one of several options for resolving your debt problems. If you contact us, one of our experienced Debt Associates will help you assess your financial situation to help you determine if settlement is your best option. If it's not, we can discuss other options that may be available to you.
- Work Out a Compromise to Settle Your Debts - When you decide to work with A+ Credit, our Debt Associate will contact your unsecured creditors regarding the reduction and adjustment of your debt for less than the total amount that you owe to them. Our efforts can help you save thousands of dollars. We will help you obtain the very best offer for you using our knowledge and experience of the debt collection process.
- Save thousands of dollars - Your creditors may reduce your outstanding balance(s) by as much as 50%, and lower balances means that you'll save even more in long-term interest and finance charges!
- Become free of debt faster - The experienced Debt Associate you work with will help you get results fast - an A+ Credit Associate will always keep you in the loop throughout the process.
- Avoid bankruptcy - A debt settlement option is a good alternative to avoid bankruptcy. Although bankruptcy can give you a financial fresh start, it should be your option of last resort. However, bankruptcy can be considered as an alternative option.
- Reduce the Stress In Your Life - We know that you and your family are under an incredible amount of stress right now because of all of the debt that you owe. Working with your own personal Debt Associate throughout the process should help alleviate some of that stress. Knowing that an A+ Credit and Debt Help professional is on your team will bring you peace of mind. We are here to help!
- Help You Rebuild Your Credit - As part of our service, A+ Credit and Debt Help will help correct your credit reports to accurately reflect the payoff of your debt.
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I would like to Talk with Someone to get more details about a debt settlement option for me.
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24 HOUR FREE DEBT INFO PHONE LINE
1-800-505-8776 (Toll Free) OR 520-292-6800 |
Accredited Business Member of the Better Business
Bureau Since 2000 |
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